Here’s the deal, 3 years ago no one had ever heard of loan modification and one day soon no one will remember it.  You have a small window of opportunity to take advantage of this and lower your payment, stop your foreclosure and save your home.  So you want to do it, right?

Great, so what’s the problem? Well, of the 4 million people who qualify only 12% have been approved for a permanent mortgage modification.  It’s not as simple as you’ve been told.  12 people out of 100 – and all 100 were QUALIFIED!  Why did 88% get rejected? What were they missing or didn’t know? What don’t YOU know?

You see the bank is under no obligation to do a loan modification for you.  Your lender has no sympathy for your hardship, they have no concern for your peace of mind and no worry about where your children will live – don’t get me started… The only thing they are concerned about is what is best for the bank.  YOU must make such a compelling argument to the bank that it is in THEIR best interests to do a loan modification for you or you will become part of the 88% statistic.

Join us, Tuesday, February 22, at 7 p.m. and you’ll discover…

  • The 5 Biggest Mistakes that homeowners make when trying to modify their mortgage.
  • The exact steps you need to take to prove to the bank that it is in their best interest to modify your mortgage.
  • The single thing you MUST know before you begin your Financial Worksheet or you will be DENIED.
  • How Sec 6 of RESPA could be your “Ace In The Hole” if the bank stalls or denies your modification request.
  • How an “escalation letter” can turn a Denial into an approval in 7 days.

Here What Others Are Saying…

I was really struggling and didn’t know what to do before I came to Crown Financial. They told me they would take care of me and I would be able to sleep at night now. It took a little while but the results were great – our old payment was $2437.47 and our new payment is $1834.72 saving us $602.75 per month. This will make a big difference in my life. Luis Canchon – Wellington, FL

I’m Doug from Bloomington, Indiana and several years ago my wife and I were first time homebuyers in a bad situation. The mortgage company told us at closing that they had to give us a higher interest rate than they promised. They said we could refinance later but we were lied to and given a 9.5% interest rate. Unfortunately later on my wife lost hours at work and my business began to struggle because of the economy. We ended up not being able to pay our mortgage. I found Crown Financial and the imod system online and it’s been a great experience. Our payments were over $1500 per month including taxes and insurance. We were able to get a 3% rate and a mortgage payment of $960 per month for everything. I’m now able to make my payments and it’s taken a lot of stress of our family. Doug S. – Bloomington, In.

Your office is currently handling a loan modification (for widows) and debt reduction assistance for me and I apologize that I haven’t been in contact more often especially to thank you and your staff for the assistance you have extended. This is a tremendous blessing to my son and I and although we are not in contact often, please know that there isn’t a day that goes by that I haven’t been brought to tears with appreciation in my heart from the moment I heard your advertisement on Way FM. Your office is acting on my behalf and handling my financial situation as if I gave you a MILLION DOLLARS. I am so grateful for Crown Financial Solutions! Rona Swartz – Ft Lauderdale, FL

My name is Carol Tanghe and I want to give a testimonial about how Crown Financial and the iMod system changed my life. About 12 months ago I was overwhelmed with financial hardship and other personal problems going on in my life. I came across Marc Feinberg and he was a total blessing to me. I gave him all my information and everything that was going on with my mortgage. I went from paying over $1200 per month which was way too high for me to $733.60 after using the iMod system. I just want to praise Marc Feinberg and the iMod system. Anyone else going through this hardship I would definitely, definitely recommend Crown Financial and the iMod system. Carol Tanghe – Roseville, MI

When my husband passed away, I knew I couldn’t afford to pay my mortgage. Rob Kosberg was in a business group with my husband so he invited me to come for a consultation. Rob and Marc spent more than five hours with me that day. They listened to my story, fed me lunch and even prayed with me. Marc says to me, “It is the Christians responsibility to take care of the widow, so we will be doing your remodification for free.” I was amazed and relieved! Sandy walked me through the application process with such empathy and care. She didn’t make me do one thing that she could do herself. Thank you Crown Financial from the bottom of my heart for having the heart of God for me! Renee Girard – West Palm Beach, FL

About Rob Kosberg

Rob brings over 20 years Experience in Mortgage Negotiations, Operations, and Management with over 1200 personally negotiated Mortgage Loans totaling over $250,000,000. Experience in “out of the box” commercial negotiations for businesses and high net worth individuals. Past clients include fortune 500 company executives and individuals with net worth greater than $200,000,000.


Rob is past President of City Business BNI, a past speaker and National Presenter for B.R.O., Inc, and a former advisory group member to Morgan Stanley. Rob is involved with Various Local and National Charity sponsorships including personal overseas trips for fundraising and serving the poor in San Pedro Sula Honduras, Manilla Philipines, Johannesburg South Africa and Sao Paulo Brazil.